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	<title>Comments on: I have some debt in the sum of about $5,000 that I haven\&#8217;t paid back, Will this ruin my chances of getting a?</title>
	<atom:link href="http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/</link>
	<description>Discover more about Cash Before Payday Loans</description>
	<pubDate>Tue, 22 May 2012 12:27:47 +0000</pubDate>
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		<title>By: ebosgramma</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7695</link>
		<dc:creator>ebosgramma</dc:creator>
		<pubDate>Mon, 03 Nov 2008 02:31:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7695</guid>
		<description>You will not get a mortgage with that outstanding amount.
If you can prove that you don't owe the money that may be a good place to start.</description>
		<content:encoded><![CDATA[<p>You will not get a mortgage with that outstanding amount.<br />
If you can prove that you don&#8217;t owe the money that may be a good place to start.</p>
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		<title>By: Chris</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7694</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Fri, 31 Oct 2008 22:20:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7694</guid>
		<description>So you have $5,000 that you borrowed (it doesn't matter how or why) and you didn't pay it back.  Now you want to borrow 8 times that amount.  If I were lending you the money I would say no.  Clean up your old debt and then consider taking on more debt.  As far as I can tell you are an extremely high risk borrower based on your current non payment issue.  

If you were scammed out of $5,000 you should have a police report to back it up.  In the absence of such documentation the banks would be taking a massive risk and have to charge massive interest to offset that accordingly.  Failure to deal with your old debt will be quite costly so I recommend addressing that before considering anything else.</description>
		<content:encoded><![CDATA[<p>So you have $5,000 that you borrowed (it doesn&#8217;t matter how or why) and you didn&#8217;t pay it back.  Now you want to borrow 8 times that amount.  If I were lending you the money I would say no.  Clean up your old debt and then consider taking on more debt.  As far as I can tell you are an extremely high risk borrower based on your current non payment issue.  </p>
<p>If you were scammed out of $5,000 you should have a police report to back it up.  In the absence of such documentation the banks would be taking a massive risk and have to charge massive interest to offset that accordingly.  Failure to deal with your old debt will be quite costly so I recommend addressing that before considering anything else.</p>
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		<title>By: Terrica L</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7693</link>
		<dc:creator>Terrica L</dc:creator>
		<pubDate>Fri, 31 Oct 2008 19:29:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7693</guid>
		<description>right now lending tree is offering a consolidation at a 4.5% rate. 40,000 dollars for 329 a month... they are very forgiving people when it comes to your credit report... go to them and see what they could do to help you get that 5 grand paid off and see if you could possibly consolidate the condo and the 5 grand together with them... your monthly payment would stay well under 500 a month i am sure.... GOOD LUCK!</description>
		<content:encoded><![CDATA[<p>right now lending tree is offering a consolidation at a 4.5% rate. 40,000 dollars for 329 a month&#8230; they are very forgiving people when it comes to your credit report&#8230; go to them and see what they could do to help you get that 5 grand paid off and see if you could possibly consolidate the condo and the 5 grand together with them&#8230; your monthly payment would stay well under 500 a month i am sure&#8230;. GOOD LUCK!</p>
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		<title>By: Michelle</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7692</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Thu, 30 Oct 2008 13:36:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7692</guid>
		<description>it depends on what your credit score is. It would be a good idea to check your credit score, and then consult a financial adviser before you try to get a loan. If you have a bunch of hits for loans on your credit report it makes your credit score go down. If your score is low, it will be very difficult to get a lender...

It is all very involved and confusing. It is better for YOU to know your credit score, rather that letting a bunch of lenders checking.</description>
		<content:encoded><![CDATA[<p>it depends on what your credit score is. It would be a good idea to check your credit score, and then consult a financial adviser before you try to get a loan. If you have a bunch of hits for loans on your credit report it makes your credit score go down. If your score is low, it will be very difficult to get a lender&#8230;</p>
<p>It is all very involved and confusing. It is better for YOU to know your credit score, rather that letting a bunch of lenders checking.</p>
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		<title>By: snickybugg</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7691</link>
		<dc:creator>snickybugg</dc:creator>
		<pubDate>Wed, 29 Oct 2008 13:18:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7691</guid>
		<description>I would def. take care of the debt or the bank will look at your debt and likely say no or say they won't give you as much as you want. For example if you need $40,000 they may only give you $10,000 due to debt history. Like I said, take care of the debt you have and then go from there.  Good luck.</description>
		<content:encoded><![CDATA[<p>I would def. take care of the debt or the bank will look at your debt and likely say no or say they won&#8217;t give you as much as you want. For example if you need $40,000 they may only give you $10,000 due to debt history. Like I said, take care of the debt you have and then go from there.  Good luck.</p>
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		<title>By: houseplant</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7690</link>
		<dc:creator>houseplant</dc:creator>
		<pubDate>Sun, 26 Oct 2008 16:03:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7690</guid>
		<description>if you have an outstanding debt then you probably wont get the loan. if you do end up getting the loan, the interest rate rate will be super high! i'd pay off that debt first but it never hurts to try for the loan and see what happens. good luck!</description>
		<content:encoded><![CDATA[<p>if you have an outstanding debt then you probably wont get the loan. if you do end up getting the loan, the interest rate rate will be super high! i&#8217;d pay off that debt first but it never hurts to try for the loan and see what happens. good luck!</p>
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		<title>By: CynCity</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7689</link>
		<dc:creator>CynCity</dc:creator>
		<pubDate>Thu, 23 Oct 2008 19:03:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7689</guid>
		<description>Take care of it before you get into anything else.</description>
		<content:encoded><![CDATA[<p>Take care of it before you get into anything else.</p>
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		<title>By: TaTTooeD_QueeN</title>
		<link>http://www.cashbeforepayday.org/looking-for-money-to-payday-loans-with-a-savings-account/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7688</link>
		<dc:creator>TaTTooeD_QueeN</dc:creator>
		<pubDate>Tue, 21 Oct 2008 21:15:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.cashbeforepayday.org/i-have-some-debt-in-the-sum-of-about-5000-that-i-havent-paid-back-will-this-ruin-my-chances-of-getting-a/#comment-7688</guid>
		<description>I would take care of the debt it would help</description>
		<content:encoded><![CDATA[<p>I would take care of the debt it would help</p>
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