How do I find out if a credit counselling service is reputable?

I am overmy head in debt. How do I find out is credit counselling service is reputable and not a scam.
mimi

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This entry was posted on Saturday, December 20th, 2008 at 3:46 am and is filed under Credit Service That Help Me Pay Off Cash Advance Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Slimick December 22nd, 2008 at 4:18 pm
Contact your local Red Cross for a referral to the Consumer Credit Counseling Services (CCCS) in your area. FYI: The best they can do is negotiate lower (or even no) interest rates…They do not negotiate settlements. Do not use any service you see advertised on cable TV.

If you plan to make a major purchase (car, mortgage) or if you plan to apply for a new lease on an apartment, it’s important to know what entering into a debt management/counseling program will be noted on your credit file….This will greatly affect your ability to get new credit….But then that’s the whole point of going into debt management…to make sure that you do not incur more debt.
rayt721 December 25th, 2008 at 11:20 am
There is an organization that is specifically for credit counseling services… NFCC.ORG. Check them out!
Jennifer December 25th, 2008 at 7:29 pm
Hi,
I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:

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