Comments on: Does joining a credit counseling service hurt your credit? http://www.cashbeforepayday.org/looking-for-a-credit-service-that-will-help-me-pay-off-my-cash-advance-loans/does-joining-a-credit-counseling-service-hurt-your-credit/ Discover more about Cash Before Payday Loans Tue, 22 May 2012 12:10:17 +0000 http://wordpress.org/?v=abc By: Amanda \ http://www.cashbeforepayday.org/looking-for-a-credit-service-that-will-help-me-pay-off-my-cash-advance-loans/does-joining-a-credit-counseling-service-hurt-your-credit/#comment-7416 Amanda \ Sat, 13 Sep 2008 10:45:40 +0000 http://www.cashbeforepayday.org/looking-for-a-credit-service-that-will-help-me-pay-off-my-cash-advance-loans/does-joining-a-credit-counseling-service-hurt-your-credit/#comment-7416 It does not affect your credit to use a credit counseling service. Go to myfico.com and read "what's not in my credit score" And it will clearly state that doing credit counseling does not effect your credit score. here is the link. It does not affect your credit to use a credit counseling service.

Go to myfico.com and read “what’s not in my credit score” And it will clearly state that doing credit counseling does not effect your credit score. here is the link.

]]> By: bdancer222 http://www.cashbeforepayday.org/looking-for-a-credit-service-that-will-help-me-pay-off-my-cash-advance-loans/does-joining-a-credit-counseling-service-hurt-your-credit/#comment-7415 bdancer222 Tue, 09 Sep 2008 23:31:00 +0000 http://www.cashbeforepayday.org/looking-for-a-credit-service-that-will-help-me-pay-off-my-cash-advance-loans/does-joining-a-credit-counseling-service-hurt-your-credit/#comment-7415 If you are in a debt management program, yes it will affect your credit score just like a bankruptcy. The good news is that when you get everything paid off, your score will rebound with no after effects. If you are just in credit counseling where they are assisting in getting interest rates reduced but you are making your own payments, your score may or may not take a hit. But once again, when the debts are paid off, you'll have a decent credit score. The most important thing is that you learn better financial management and live within your means. If you are in a debt management program, yes it will affect your credit score just like a bankruptcy. The good news is that when you get everything paid off, your score will rebound with no after effects.

If you are just in credit counseling where they are assisting in getting interest rates reduced but you are making your own payments, your score may or may not take a hit. But once again, when the debts are paid off, you’ll have a decent credit score.

The most important thing is that you learn better financial management and live within your means.

]]> By: kjerringadi http://www.cashbeforepayday.org/looking-for-a-credit-service-that-will-help-me-pay-off-my-cash-advance-loans/does-joining-a-credit-counseling-service-hurt-your-credit/#comment-7414 kjerringadi Tue, 09 Sep 2008 22:36:15 +0000 http://www.cashbeforepayday.org/looking-for-a-credit-service-that-will-help-me-pay-off-my-cash-advance-loans/does-joining-a-credit-counseling-service-hurt-your-credit/#comment-7414 Listen to your Dad, he is right. Going into credit counseling will definitely hurt your credit. Listen to your Dad, he is right. Going into credit counseling will definitely hurt your credit.

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