Comments on: Payday Loan Centers-Consumers Beware!

By: skababy8227

skababy8227 — Wed, 03 Dec 2008 19:41:56 +0000

he is speakin the truth! the payday loans are a scam. they dont help anything by going to a legal loan shark. and god help you if you default. they will come to your home, come to your work site and drive you nuts with threats of fraud

By: haroldsays

haroldsays — Mon, 01 Dec 2008 05:40:55 +0000

You have it right. You or I would be arrested and charged with “loansharking” and racketeering if we did what they do. And it is legal? Only because they use a “loophole.” You have heard of that before right? Terrible how these companies hurt people so badly. Thanks for your comment! Hope you enjoy a great day!

By: shyguy0252002

shyguy0252002 — Sun, 30 Nov 2008 16:49:40 +0000

has harold gone around and protested what banks charge for overdrafts or credit cards charge for late fees? Often their APR is way higher than a paydayloan center.

By: haroldsays

haroldsays — Sun, 30 Nov 2008 09:01:57 +0000

Good point my friend. I agree with you. I am going to have to do some thinking about that issue and address it in a future Q & A isue of my videos. Thank you for your comments.
Harold

By: Mkundera

Mkundera — Sat, 29 Nov 2008 20:40:02 +0000

I don’t appreciate your slur of Italian American’s. Would you pretend to talk like a black person or an Asian person? In this video you seem to assume than any loan shark would be an Italian named Vito. Then you mock the way you assume he would talk. How about keeping your ethinic stereotypes to yourself.

By: spades077

spades077 — Fri, 28 Nov 2008 23:59:10 +0000

If people have such a problem with payday loans…don’t do it..that simple.

By: nblatsuu

nblatsuu — Tue, 25 Nov 2008 22:49:10 +0000

Really? Go find yourself a corner to cry in.

By: Rooftopflyer

Rooftopflyer — Tue, 25 Nov 2008 02:43:23 +0000

Its really not that simple though. People don’t go to payday lenders, because they want to. They go to them because they need a loan and have no where else to go…

By: fartblaster911

fartblaster911 — Sat, 22 Nov 2008 19:27:24 +0000

Harold, as someone who is the manager of a payday loan place, you are 100%. I have been looking for a different job because it is too hard to see the trouble people get into with these loans.

By: haroldsays

haroldsays — Thu, 20 Nov 2008 23:10:36 +0000

Sorry it has taken so long to respond to your comment. For some reason I was not informed by YouTube about your post to my video. Anyway, you are right. I never thought about what you have shared. I certainly am not prejudiced and what you are stating is true…loansharks can be of any nationality so I stand corrected and apologize. As I think your advice is good, I will follow it in the future. Thank you for pointing it out to me. Harold

By: haroldsays

haroldsays — Thu, 20 Nov 2008 03:32:16 +0000

That used to be the case in PA but now our state credit unions have a new program that is a much more affordable option to payday loans - a much lower interest rate and a longer period of time to pay the loan back. Also, it helps a person restore their credit.

By: networkingdefence1

networkingdefence1 — Tue, 18 Nov 2008 10:37:55 +0000

you got that right brotha! it’s krazy those skumbag payday loan bastards rape people.

By: zacw20

zacw20 — Sat, 15 Nov 2008 09:11:53 +0000

GET THE FACTS STRAIGHT, we charge $15 per $100 borrowed….that is 15%…it is a two week loan..therefore, the interest shouldn’t be calculated per year, some people don’t have the credit to go out and get a short term loan when they need it most

By: haroldsays

haroldsays — Wed, 12 Nov 2008 21:31:07 +0000

Then your payday loan center is the exception and not the norm. Thank you for sharing the information about your payday loan center with the viewers of this video. Take care! Harold

By: krenda1022

krenda1022 — Wed, 12 Nov 2008 07:12:21 +0000

I work at a payday loan company and we also charge only 15 dollars per 100, people come to us because they have no other options the banks wont approve them even though they have jobs. The people that do the loans over and over again are using the loans the wrong way! These are short term loans not long term. What would you do if you needed work on your car to drive to work and only needed a few hundred dollars and didnt have it? These companies also employe thousands of americans!