I hv been a scam victim before so the only advice I can give is based on my experience.

1.Always ask for their Company’s profile and registration or license and check them out via the authorities that their business is based.

2,Alternatively, check them out from the Embassy or High Commission office in your country for their credibility.

3.After which, before making any transfers at all to them, make sure you are aware of the IMF rulings and the bank charges imposed by the bank where the transfer will be initiated from.

4.Make sure you have all these details before you commit anything to them. Especially transfering funds to them.

5.They will claim to be God fearing individual and the likes to gain your confidence but at the end of the day that is how they earn their living. Don’t fall for their words as a sign of sincerity unless their claims match that of what you obtain frm the authority.

Always ask for a detailed documentation of all processes and never just take their word for it.

I don’t want others to be scammed like me because I know how much my family and myself have suffered in their hands.

The best is to approach a bank or a registered financial instituition in your area for advice.

sorry…..i can only give you a dollar.

Good luck.

with your credit card debt, you usually can settle with them for a much lower amount! If you take your balances, most of it is probably late fees and interest………When a collection agency contacts you , they usually will give you a payoff amount, say your bill is 5000.00 they will take the fees off and interest *just an example* then they will tell you that you owe a certan amount or they will charge you 10cents on the dollar and come up with an amount so before you go and get a loan and pay them exactly what thye want, try to negotiate,,,,,

say your bill is 3000 ask them if you can settle for 1000dollars payable now,,,, things like that!!!

good luck