Cash_Before_Payday » (Cash Before Payday) Payday Lender May Leave Pa. (AP via Yahoo! Finance)

(Cash Before Payday) Payday Lender May Leave Pa. (AP via Yahoo! Finance)


An Oregon law effective in July, which limits fees and interest on the company’s short-term loans, makes the 45 centers in that state unprofitable, Advance America announced this week. The company is closing 31 of its 98 centers in Pennsylvania after a judge in July ordered the company’s subsidiary in the state to cease operations and discontinue its line of credit. North Carolina state law caps interest on short-term loans at 36 percent. Company officials contend its short-term loans are a better, cheaper solution to a money crunch than a customer facing fees for bounced checks. Learn more

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